cyber insurance

September 16, 2026 | 23 min

The Rising Cost of Cybersecurity Incidents: What It Means for IT Service Providers and the Companies That Hire Them

A research report on the economics of cybersecurity incident cost: why the headline breach-cost figure and the average insurance claim differ by two orders of magnitude and both are correct, what Hong Kong and Singapore's own published data does and does not contain, why cyber premiums are falling while breach costs rise, and how to budget security into an IT decision without quoting the wrong population's number.

September 11, 2026 | 14 min

The Insurer's Questionnaire Had Twelve Questions: What a Hong Kong Firm Learned Renewing Cyber Cover

A composite scenario from Hong Kong: a seventy-person distributor opens its cyber-insurance renewal pack and finds twelve specific, checkable questions where last year there was one page. What the questions cluster into, why nobody in the building can answer four of them, and what changes when identity, patching, devices and training stop being four separate purchases.

September 04, 2026 | 15 min

What a Failed Vulnerability Scan Cost a Hong Kong Law Firm's Cyber Policy

A composite scenario from Hong Kong: a law firm's cyber-insurance broker returns the renewal questionnaire with one line highlighted — a forgotten, internet-facing service with a known vulnerability. What insurers and clients are actually asking for, and what a real scanning practice looks like.

August 28, 2026 | 15 min

Why a Singapore Fintech's Cyber-Insurance Renewal Came Down to One Vulnerability Scan

A composite scenario from Singapore's fintech sector: a cyber-insurance broker asks for a current, dated vulnerability-scan report, and nobody in the office has one. What insurers are actually asking for, and what a real recurring scanning practice looks like.